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Is 46545 a good location for a restaurant?

What public records measure around the center of ZIP 46545 in St. Joseph County, Indiana for a restaurant: households and income, jobs within reach, resident spending and the restaurants already mapped there. Whether a particular address fits is a question about that address; check one free below.

ZIP check

ZIP 46545, St. Joseph County, Indiana

Restaurant. Measured from the center of the ZIP, not an address. ZIP 46545 covers 18 square miles, so its edges are about 2.5 miles from the center. Jobs and competitors are counted within a mile of the center and resident spending within 3 miles; the household figures beside are for the whole ZIP. Checked Oct 17, 2026.

ZIP 46545
11,878 households
Median household income
$56,865
Residents
26,606
Restaurants with employees, 2023
44

What stands out

  1. Few jobs within a short walk

    0Jobs
    911Households

    0 jobs are within a 5-minute walk (0.25 mile) and 1,301 within 10 minutes (0.5 mile), from Census workplace records for 2023.

  2. Less nearby competition than most

    0Sit-down and casual restaurants
    0.67 miNearest rival

    Overture's places data lists 0 sit-down and casual restaurants within half a mile (0 chain, 0 local multi-location and 0 independent) and 3 within a mile.

  3. What spending nearby can support

    $587KMiddle-case sales
    $4,900Rent the middle case supports

    Spending near the center of this ZIP supports an estimated $446,000 to $831,000 a year in sales for this business (middle case $587,000).

  4. Home St carries about 2,892 vehicles a day

    2,892Vehicles a day

    The nearest counted road is Home St, 2,892 vehicles a day (FHWA HPMS 2024), about 830 feet away.

Measured around the center of ZIP 46545

Computed from public records at this location

What the center of ZIP 46545 can sell each year

Middle case$587K

Sales a year, planning range

Low case$446K
High case$831K
Rivals within 2 mi31
Healthy share for this business
6% to 10%
Base rent the ZIP center supports
$2,250 to $6,950 a month

Resident, worker and student spending near the ZIP center, shared among competitors by distance (Huff model). A planning range with stated assumptions, not a forecast.

Competition

Competitors within half a mile0

2th percentile for nearby competition among 666 similar businesses in the South Bend-Mishawaka metro area

Under the metro median of 13
Within a quarter mile0
Within 1 mile3

Nearest competitors

  • Competitor 1Independent3,540 ft
  • Competitor 2Chain3,780 ft
  • Competitor 3Independent4,630 ft

Overture Maps Foundation places, 2026-09-23.1. Listings, not verified hours or menus.

Jobs within walking distance

10-minute walk1,301

Jobs at workplaces within half a mile

5-minute walk0
Within 1 mile1,595
Office-type, half mile5

Largest employers within a 10-minute walk

  • Transportation382
  • Manufacturing280
  • Construction153
  • Administrative support141
  • Retail129

Census LEHD workplace records, jobs as of 2023. Straight-line distances. Office attendance is still roughly half to 60% of 2020 levels. Jobs are workplaces, not visits.

Traffic on nearby roads

Vehicles a day on Home St2,892

Nearest counted road, 2024 count

State DOT and FHWA annual average daily traffic, both directions. Vehicles, not foot traffic.

What an address adds

  • The free check of an addressThe same measurements within a short walk of one address in 46545: who lives and works right there, the competition on that block and the traffic on its road. No account.
  • The full reportFor one address: whether the rules allow a restaurant there, the rent the location supports against the asking rent, what has opened and closed nearby, and the questions to settle before signing.

Have an address in 46545 in mind?

Check the address free

The restaurant check reads the same public records at the address itself.

Sources: Overture Maps Foundation: Places (Overture Places release 2026-09-23.1); DoorWorthy demand model: resident, worker and student spending shared among competitors (ACS 2020-2024; 2020 Census; BLS CE 2024; prices 2026-08); U.S. Census Bureau: ACS (ACS 2020-2024 five-year estimates); U.S. Census Bureau Gazetteer: ZIP Code Tabulation Area center (ZCTA internal point; land area 18 square miles); U.S. Census ACS households by income with BLS Consumer Expenditure Survey spending (ACS 2020-2024; 2020 Census; BLS CE 2024; prices 2026-08); FHWA Highway Performance Monitoring System (Annual average daily traffic, latest count 2024); U.S. Census Bureau: LEHD LODES workplace jobs (LODES8 workplace area characteristics, jobs as of 2023); U.S. Census Bureau ZIP Code Business Patterns 2023 (establishments with paid employees). Listings and counts are public records, not visits or sales in this ZIP.

Questions about ZIP 46545.

ZIP 46545 for another business