Who needs an unemployment insurance account, temporary disability insurance, prepaid health care, new hire reporting and workers’ compensation in Hawaii?

Issued by Hawaii Department of Labor and Industrial Relations (Unemployment Insurance Division and Disability Compensation Division); Child Support Enforcement Agency, at step 6 of 6 in the opening sequence: before the first hire.

Every kind of business in Hawaii

The Hawaii table lists this for every kind of business.

Workers’ compensation insurance is required from the first employee, full or part time. Temporary disability insurance is required too (the employee can be asked to pay up to half the premium, capped at 0.5% of weekly wages, $7.50 a week in 2026). Under the Prepaid Health Care Act an employee who works 20 or more hours a week for four consecutive weeks must be offered health insurance, with the employer paying at least half the premium and the employee’s share capped at 1.5% of wages. Report each new hire to the Child Support Enforcement Agency within 20 days.

Checked Oct 21, 2026 against the agency’s page.

Step 6 of 6: Before the first hire

  1. Set up the business
  2. Register for tax
  3. Approve the space
  4. Get the permits for your kind of business
  5. Alcohol permits
  6. Before the first hire

Issued by Hawaii Department of Labor and Industrial Relations (Unemployment Insurance Division and Disability Compensation Division); Child Support Enforcement Agency.

Sources and dates

Unemployment Insurance Division 2026 contribution rate table; Disability Compensation Division 2026 maximum weekly wage base notice; HRS chapters 386, 392, 393 and 576D. Checked against the agency’s page on the date shown; cities add their own fees.

Questions about opening here.