Who needs an unemployment insurance account, new hire reporting, workers’ compensation and paid family leave in Maryland?

Issued by Maryland Department of Labor, Division of Unemployment Insurance; Maryland State Directory of New Hires; Workers’ Compensation Commission; FAMLI Division, at step 6 of 6 in the opening sequence: before the first hire.

Every kind of business in Maryland

The Maryland table lists this for every kind of business.

Workers’ compensation insurance is required for every employer with one or more employees, with few exceptions. Report each new hire within 20 days to the State Directory of New Hires. FAMLI benefits begin in 2028; an employer that wants a private plan files a declaration of intent with the FAMLI Division by November 15, 2026.

Checked Oct 21, 2026 against the agency’s page.

Step 6 of 6: Before the first hire

  1. Set up the business
  2. Register for tax
  3. Approve the space
  4. Get the permits for your kind of business
  5. Alcohol permits
  6. Before the first hire

Issued by Maryland Department of Labor, Division of Unemployment Insurance; Maryland State Directory of New Hires; Workers’ Compensation Commission; FAMLI Division.

Sources and dates

Division of Unemployment Insurance 2026 employer contribution rates; Workers’ Compensation Commission employer FAQ (Labor and Employment Article 9-402); Department of Human Services new hire reporting pages; FAMLI Division contribution pages. Checked against the agency’s page on the date shown; cities add their own fees.

Questions about opening here.